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MY JOB IS TO MAKE IT AS PLEASANT FOR YOU AS POSSIBLE.

Use a REALTOR(R).

As a buyer, it usually costs nothing to hire a real estate professional to help you find and purchase a home--your Realtor will likely get a portion of the commission the seller pays to his Realtor. When choosing an agent, get referrals from friends, relatives, and co-workers, and then interview as many agents as are comfortable with. Pick an agent that is dedicated to real estate full time and will be dedicated to your needs. Pick an agent that will answer the phone, that will return calls when unavailable and answer questions within a reasonable amount of time. Listen to your agent, but make your own decision.

Figure out your finances.

That means determining how much money you can raise for your down payment and how much you can afford to pay on a monthly basis. Go to a lender to find out the size of mortgage for which you qualify and get pre-approved. I can set you up with one or mores loan officers to help you determine your limits and your loan terms that are suitable to you. When calculating the costs of home ownership, remember to plan for homeowner's insurance, property taxes, private mortgage insurance (if required), utilities, repairs, and maintenance. I will help you through this process as much as you desire.

Let your agent know what you expect.

It's up to you to tell your agent what you want and how you want to be involved in the home search process. Some buyers prefer their agents to handpick properties for their consideration; others want to receive the hotsheets on a daily basis so they can comb through the new listings themselves. You should listen to your Realtor's advice, but always remember that you're the boss. And speaking of bosses,if possible, it's a good idea for ALL decision-makers to visit the properties your Realtor shows you.